| Borrower | LO | Scenario | Investor | Locked Price | Status | Lock Expires | Actions |
|---|---|---|---|---|---|---|---|
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How often locked loans actually fund per investor — the closed-loop KPI that reveals operational quality beyond just quoted price.
Anonymous quotes generated by website/embed lead-gen. Conversion = quote linked to a loan row.
| Created | Borrower | Scenario | Source | Token | Status |
|---|---|---|---|---|---|
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Borrower-facing TCO / side-by-side / refi / HELOC reports. Preview inline HTML or send by email.
| Created | Type | Borrower | Status | Actions |
|---|---|---|---|---|
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Federal caps under 12 CFR 1026.43. Screen LLPA packages before publishing to consumers.
| Loan Amount Range | Max % | Flat Cap | Notes |
|---|---|---|---|
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| Investor | Status | Rows | Investor Sent | Arrived Aspire | Fwd to Platform | Parsed | Age |
|---|---|---|---|---|---|---|---|
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| Name | Ticker | Active Sheets | Pricing Rows | Last Ingested | Confidence | Staleness | |
|---|---|---|---|---|---|---|---|
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Type or speak a loan scenario in plain English. Our AI parses it and finds the best execution across all investors.
Or enter fields manually.
Compare multiple scenarios side-by-side with deltas vs the base. Great for "what if we bumped LTV from 80 to 75?" analysis.
Paste a CSV of scenarios (one per line) to price your entire pipeline in one call. Columns: label,fico,ltv,rate,lock,amount
Polly-equivalent primitives — dry-run rules, resolve derived fields, force-expire pricing, and run full scenario analysis.
Per-lender / per-channel rule bundles — Polly-equivalent config system.
Select a config from the list, or create a new one.
7 mortgage insurance providers — toggle active, edit eligibility defaults, run live quotes.
Aggregate median price across all active investors. Color intensity shows spread (max-min). Green = tight spread (competitive), red = wide spread (opportunity).
Investors ranked by absolute price change since their last superseded sheet.
Median price per investor at 30-day lock, from daily end-of-day snapshots.
Favorite TBA benchmarks + recent bid snapshots.
| Name | Kind | Status | Views (30d) | Origins | Created | Action |
|---|---|---|---|---|---|---|
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| Loan | Target | Status | Attempts | Last Error | |
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| Loan | From → To | Reason | Status | |
|---|---|---|---|---|
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| Name | Scope | Updated | |
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| Operation | Rows | Ok / Fail | Status | Created |
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| Name | Criteria | Channel | Schedule | Last Fired | Fires | Active | |
|---|---|---|---|---|---|---|---|
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| Partner | Type | Status | Primary Contact | Rules | Creds | |
|---|---|---|---|---|---|---|
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| Submitted | Type | Target | Reason | Status | |
|---|---|---|---|---|---|
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| Program | Fee (bps) | Effective | Notes | |
|---|---|---|---|---|
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| Key | Name | Requests |
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| Endpoint | Hits |
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| Prefix | Name | Rate Limit | Status | Created | Last Used | Action |
|---|---|---|---|---|---|---|
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| Type | Age | Requester | Loan / Borrower | Scenario | Status | Actions |
|---|---|---|---|---|---|---|
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CFPB/fair-lending exam ready. Enter a historical moment to see exactly what pricing loan officers would have seen.
Every state change to every rate sheet — ingestions, validations, supersessions, corrections.
Natural language Q&A over all ingested investor guideline documents. Every answer includes page-level citations to the source PDFs.
| Seller # | Amount | Rate | Term | FICO | LTV | State | Program | Purpose | Status | |
|---|---|---|---|---|---|---|---|---|---|---|
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| Name | Category | Type | Last Run | Status | |
|---|---|---|---|---|---|
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| Ref | Borrower | Status | Lock Days | Rate | Lock Expires | |
|---|---|---|---|---|---|---|
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| Rate | Points | Payment / $100k | APR (est) | Lock | Investor | SLA |
|---|---|---|---|---|---|---|
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/tier3/lock-requests/if-pending)/tier3/lock-requests/{id}/reprice-quick)/tier3/lock-requests/{id}/custom-credit)/tier3/lock-requests/{id}/note)/tier3/lock-requests/{id}/los-information/preload)/tier3/loans/{id}/has-pending-product-change)/tier3/resources/{kind}/{id}/lock-status)/tier3/pricing/dynamic-detail/{request_id})/tier3/lockdesk/workflow-policies/{id}/referenced-by)/tier3/entities/{kind}/{id}/find-usages-of)/tier3/pricing-configs/{id}/check-mbs-usage)/tier3/pricing-configs/{id}/investor-rates-used)/tier3/pricing-configs/check-name)/tier3/rates/{id}/gaip)/tier3/lock-confirmation-documents/{id}/download)| Kind | Status | Progress | Created | Actions |
|---|---|---|---|---|
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| Name | Entity | Action |
|---|---|---|
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| Source | Target | Status | # | Action |
|---|---|---|---|---|
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| Type | Company | Contact | Status | Created | Action | |
|---|---|---|---|---|---|---|
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All user accounts under this tenant. Send a broadcast invite link to onboard up to N loan officers at once.
| Name | Role | Status | Last Login | NMLS | Action | |
|---|---|---|---|---|---|---|
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Role-based access control: govern who can approve locks, submit exceptions, configure pricing, etc.
Ordered approval chains (e.g. LO Mgr → Branch → CFO). Exceptions walk the sequence; each step has its own SLA and auto-skip threshold.
| Name | Applies To | Steps | Active | Actions |
|---|---|---|---|---|
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LOS / CRM / third-party systems subscribe to NachoCrunch events via HMAC-signed webhooks.
| Name | Target URL | Events | Last Delivered | Failures | Actions |
|---|---|---|---|---|---|
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LOS, CRM, Slack, and inbound feeds. Credentials are encrypted at rest and never exposed.
| Kind | Name | Status | Last Sync | Last Error | Actions |
|---|---|---|---|---|---|
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| Benchmark | Coupon | Price | Updated |
|---|---|---|---|
No MBS benchmarks yet Run the MBS loader or configure a feed under Admin → Integrations. | |||
| Position | Notional | Opened | P&L |
|---|---|---|---|
No hedges on book Open a new TBA / pair-off from the Trading view. | |||
| Job | Status | Progress | Started |
|---|---|---|---|
No bulk-lock jobs running Kick one off from the Lock Desk. | |||
| Name | Audience | Active configs | |
|---|---|---|---|
No channels yet Channels gate which products show for each partner audience. | |||
| Template | Channel | Uses | |
|---|---|---|---|
No templates saved Save a config as a template from the Pricing Configs view. | |||
| Program | Cost (bps) | Effective | Source |
|---|---|---|---|
No funding costs loaded Upload a daily cost file or configure an auto-feed. | |||
| Category | Scope | Margin (bps) | Updated |
|---|---|---|---|
No margin rules configured Add a category mapping to start applying margin rules. | |||
| Role | Status | Last Seen | |
|---|---|---|---|
No accounts loaded Invite teammates from the Invites panel. | |||
| Role | Permissions | Members | |
|---|---|---|---|
No custom roles Built-in roles apply. Create a custom role to scope further. | |||
| System | Type | Status | Last Sync |
|---|---|---|---|
No integrations connected Connect your LOS or CRM to start syncing. | |||
| URL | Events | Last Fire | Status |
|---|---|---|---|
No webhooks registered Register an outbound webhook to stream events. | |||
| Task | Kind | Status | Started |
|---|---|---|---|
No async tasks in flight Background jobs will appear here as they run. | |||
| Name | Entity | Owner | Updated |
|---|---|---|---|
No saved queries Save a filter from any table to reuse it later. | |||
| Code | Name | Agency | Program | Subtype | Term | Amort | Flags |
|---|---|---|---|---|---|---|---|
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